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Privacy Policy

vCard Global, Inc. (referred to herein as “vCard Global”, “our”, “us” or “we”) is committed to respecting the privacy rights of those using the vCard Global Application, visiting our websites, including our Affiliates’ Replicated Websites (hereafter collectively referred to as the “Website” or “Websites”). vCard Global created this Privacy Policy to give you confidence as you visit and use the Websites, and to demonstrate its commitment to fair information practices and to the protection of privacy.

This Privacy Policy is only applicable to the Websites and not to any Third-Party websites, which may have data collection, storage and use practices and policies that differ materially from this Privacy Policy. For additional information, see the section concerning Third-Party Websites, below.

BY USING THE WEBSITE, YOU REPRESENT AND WARRANT THAT YOU HAVE READ AND UNDERSTOOD, AND AGREE TO THE TERMS OF, THIS PRIVACY POLICY. IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO BE BOUND BY THIS PRIVACY POLICY, YOU MUST IMMEDIATELY LEAVE THE WEBSITE.

Each time you use the Website, the then-current version of this Privacy Policy will apply. Accordingly, each time you use the Website you should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time you visited the Website. For additional information, see the section concerning Updates and Changes to Privacy Policy, below.

  1. CHILDREN’S PRIVACY

    vCard Global is committed to the safety of our children. Persons under the age of 18 may not enroll as vCard Global Affiliates or register as customers. Children under the age of 13 may not purchase products through any of our Websites. vCard Global does not solicit or knowingly collect personally identifiable information from children under the age of 13. If vCard Global obtains actual knowledge that it has collected personally identifiable information from a child under the age of 13, vCard Global will immediately delete such information from its database. Because vCard Global does not collect personally identifiable information from children under the age of 13, vCard Global has no such information to use or disclose to third parties. vCard Global has designed this Privacy Policy in order to comply with the Children's Online Privacy Act (COPA).

  2. INFORMATION COLLECTION

    vCard Global is the sole owner of Website, including Replicated Websites and vCard Global Mobile Applications. We collect information from Independent Affiliates (“Affiliates”), customers and visitors to the websites at different points on the websites.

    1. Traffic Data. Like most website and app operators, vCard Global automatically gathers information of the sort that browsers automatically make available, including: (i) IP addresses; (ii) domain servers; (iii) types of devices accessing the Website; and (iv) types of Web browsers accessing the Website (collectively "Traffic Data"). Traffic Data is anonymous information that does not personally identify you.

    2. Cookies. A “Cookie” is a string of information that a website stores on a user's computer, and that the user's browser provides to the website each time the user submits a query to the website. The purpose of a Cookie is to identify the user as a unique user of the Website. vCard Global uses Cookies to customize your experience on the Website to your interests, to ensure that you do not see the same informational messages repeatedly, and to store your username so you do not have to re-enter it each time you visit the Website. For additional information on vCard Global's uses of Cookies, see the section concerning Information Use and Disclosure Practices/Traffic Data and Information Gathered Using Cookies, below.

      IF YOU DO NOT WISH TO HAVE COOKIES PLACED ON YOUR COMPUTER, YOU SHOULD SET YOUR BROWSERS TO REFUSE COOKIES BEFORE ACCESSING THE WEBSITE, WITH THE UNDERSTANDING THAT CERTAIN OF THE SERVICES AND CERTAIN FEATURES OF THE WEBSITE MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF COOKIES. IF YOU REFUSE COOKIES, YOU ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.

    3. Personal Information. Through your use of or visits to our websites or mobile applications, you may be required or requested to provide personally identifiable information (hereafter “Personal Information”) to us. Personal Information is any piece of information which can potentially be used to uniquely identify, contact, or locate a single person. Such information includes, without limitation: (1) "Contact Data" (such as your name, mailing address and e-mail address); (2) "Demographic Data" (such as your age, gender, profession, education level, relationship status, religious affiliation, country, state, city and likes and dislikes,); and (3) "Financial Data" (such as your credit/debit card number and expiration date). In each case, you will be asked to provide Personal Information; the Website will not gather it surreptitiously. vCard Global may supplement the Personal Information you provide with additional personal information gathered from public sources or from third-parties (e.g., consumer reporting agencies) who may lawfully provide such information to vCard Global. You are under no obligation to provide Personal Information, with the caveat that your refusal to do so may prevent you from using certain of the features and services available on the Website.

    4. Affiliate and Customer Registration. In order to become a Affiliate, an applicant must provide Personal Information to us. We also may require an applicant’s Social Security Number or Federal Tax ID Number so that we may prepare and file necessary non-employee compensation forms for the IRS. Certain customers may be required to register in order to purchase products directly from us (“Registered Customers”). Registered Customers will be required to provide Personal Information. We use this information to maintain contact with Affiliates and Registered Customers, and to process Affiliate and Registered Customer orders.

    5. Product or Service Purchases. When a customer, Registered Customer, or Affiliate purchases products or services from us through any of our websites, the purchaser must provide us with Personal Information. This information is used for billing and payment purposes and to fill orders.

    6. Information that you make Public. The Website may contain features (e.g. public profiles, forums, and message boards) that permit you to upload, post, transmit, display, perform or distribute content, information or other material, including some of your Personal Information. Any information that you choose to disclose by means of such features becomes public information over which vCard Global is unable to exercise control. You should exercise caution when deciding to disclose your Personal Information by means of such features, and you agree to assume all responsibility for doing so.

  3. INFORMATION USE AND DISCLOSURE PRACTICES

    1. Traffic Data and Information Gathered Using Cookies. vCard Global analyzes Traffic Data and information gathered using Cookies to help vCard Global better understand who is using the Website and how they are using it. By identifying patterns and trends in usage, vCard Global is able to better design the Website to improve your experience, and to serve you more relevant and interesting content. From time to time, vCard Global may release Traffic Data and information gathered using Cookies in the aggregate, such as by publishing a report on trends in the usage of the Website. vCard Global does not attempt to link information gathered using Cookies to Personal Information.

    2. Personal Information. Personal Information that is collected from customers, Affiliates and Registered Customers through Affiliate and Customer Registration, Product or Services Purchases and/or Surveys is used and disclosed as described in this Privacy Policy. Except as specifically set forth in this Privacy Policy, vCard Global DOES NOT share Personal Information. vCard Global may share aggregated information from time to time with its partners, vendors or other third parties. When such aggregate information is shared by vCard Global, no Personal Information is shared.

    3. Disclosure Practices. Except under the following circumstances and otherwise as set forth in this Privacy Policy, vCard Global will keep your Personal Information private and will not sell it to or share it with third parties.

      • Disclosure in Connection with Services. vCard Global discloses Personal Information to those who help it provide Services, including those who perform technical, administrative and data processing tasks such as hosting, billing, fulfillment, and data storage and security.
      • By Law or to Protect Rights. vCard Global discloses Personal Information when required to do so by law, or in response to a subpoena or court order, or when vCard Global believes in its sole discretion that disclosure is reasonably necessary to protect the property or rights of vCard Global, third parties or the public at large.
      • Business Transfers; Bankruptcy. vCard Global reserves the right to transfer all Personal Information in its possession to a successor organization in the event of a merger, acquisition, or bankruptcy or other sale of all or a portion of vCard Global' assets. Other than to the extent ordered by a bankruptcy or other court, the use and disclosure of all transferred Personal Information will be subject to this Privacy Policy, or to a new privacy policy if you are given notice of that new privacy policy and an opportunity to affirmatively opt-out of it. Personal Information submitted or collected after a transfer, however, may be subject to a new privacy policy adopted by vCard Global' successor organization.
      • Unpaid Accounts. If you fail to pay any balance owed in consideration of Services, vCard Global may, as permitted by law, report your Personal Information, including without limitation your unpaid balance, to consumer credit reporting services, collection agencies and others.
      • Invite a Friend. When you invite family or friends to join the vCard Global network, vCard Global shall send an email on your behalf to the indicated recipient. Your name and email address will appear in the "From" line of such email.
      • To help Affiliates in vCard Global’s network marketing program manage their independent businesses, we provide your vCard Global sponsor and other upline vCard Global Affiliates with your name, vCard Global rank, address, telephone number, and email address as well as data relating to your sales and recruitment activity through the Back-Office to the Website.

  4. COMMUNICATIONS FROM US

    1. Special Offers and Updates. By enrolling as a Affiliate, registering as Registered Customer, or making a purchase or other inquiry through the Website, you consent to receive periodic email and other communications from us and from other vCard Global Affiliates. For example, vCard Global sends all new Affiliates and Registered Customers a welcoming email to verify password, username, and acceptance of the Affiliate Agreement or Customer Agreement. All Affiliates and Registered Customers will occasionally receive information on products, services, special deals, and a newsletter. Customers who have not registered with vCard Global and who grant permission will also receive occasional information on products, services, special deals, and the like.

    2. Service Announcements. On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send Affiliates and/or customers an email. Generally, Affiliates may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature.

    3. Affiliate and Customer Service. vCard Global communicates with Affiliates and Registered Customers via email, regular mail and telephone on a regular basis to provide requested services and in regards to issues relating to their vCard Global business. vCard Global communicates with other customers with respect to products or services purchased by such customers from vCard Global. Such communications may be by email, regular mail or telephone.

  5. MISCELLANEOUS

    1. Links. vCard Global’s websites may contain links to other sites. Please be aware that vCard Global is not responsible for the privacy practices of such other sites. We encourage users to be aware when they leave our site and to read the privacy statements of each and every website that collects Personal Information. This privacy statement applies solely to information collected by vCard Global websites.

    2. Security. vCard Global has implemented and maintains reasonable security procedures and practices to protect against the unauthorized access, use, modification, destruction or disclosure of your Personal Information.

    3. Lost or Stolen Information. You must promptly notify us if your credit, banking, other financial information, user name or password is lost, stolen or used without permission. In such an event, we will remove that credit card number, bank account information, other financial institution information, user name or password from your account.

    4. Promotional Activities. From time to time, vCard Global may conduct contests, giveaways and other promotions (collectively, "Promotional Activities"). Any information submitted in connection with Promotional Activities will be treated in accordance with this Privacy Policy. From time to time, vCard Global may also ask you to participate in surveys designed to help vCard Global improve the Websites, its products, services, or the vCard Global network marketing program. Any Personal Information provided to vCard Global in connection with any survey will be used only in relation to that survey, and will be disclosed to third parties not bound by this Privacy Policy only in aggregated form.

    5. Changes to this Privacy Policy. vCard Global reserves the right to amend or change this Privacy Policy at any time at its sole discretion. It is your responsibility to periodically access this Privacy Policy by clicking on the Privacy Policy link at our home page.

    6. Making Changes to Your Personal Information. Affiliates and Registered Customers may update your personal information as necessary by editing it on your profile in your back office, which allows them to access and edit their registration account information. In addition, you may contact us at customerservice@myconsumersedge.com to update your profile.

    7. Questions. Questions regarding this Privacy Policy should be directed to compliance@myconsumersedge.com or by mail to vCard Global, 1700 N Dixie Hwy, Suite 141, Boca Raton, FL33432

    8. Effective Date. The effective date of this Privacy Policy is November 2015.

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